3 Simple Steps to Start Your ADHD-Friendly Financial Journey

From Overwhelm to Organized

SIMPLE STEP 1

Define Your Motivation

Step 1 Before Working With Me: Define Your Motivation

ADHD brains are drawn to novelty, making it easy to get distracted by bright, shiny things and irresistible deals. Without a strong, meaningful goal, it can be hard to stay on track with any financial plan. As Simon Sinek says, we have to start with why.

What truly excites you? Maybe it is something big, like finally owning a home, or something small but meaningful, like that high-end coffee machine that always gets pushed aside for school supplies and bills.

Pick one thing that genuinely motivates you. Print out a picture of it and place it where you will see it often—in your wallet, near your computer, or even taped to your credit card. Let it serve as a visual reminder of what you really want, helping you pause before making impulsive purchases that do not align with your goals.

SIMPLE STEP 2

Understand How ADHD Affects Your Wallet

It is not a one-size-fits-all. Just because you have ADHD doesn’t mean that you are hopelessly doomed to financial frivolity for life. ADHD comes in many shapes and sizes and is heavily impacted by the environments that shape us.

An incredibly important part of understanding how our ADHD affects our wallets is understanding what the biggest roadblocks are for you. The four biggest issues causing financial disarray that I experience with my clients are:

  1. Disorganisation

  2. Impulsive Spending

  3. Difficulty Planning

  4. Procrastination.

Discover which of these is the biggest obstacle to your financial success by taking my free ADHD Money Saboteur’s Quiz.

SIMPLE STEP 3

Track Your Spending - Easy Edition

One of the most eye-opening exercises I recommend when spending becomes a challenge is tracking your spending for a week. While this might initially sound tedious, it often becomes surprisingly insightful, almost like a game. The more you track, the more patterns emerge, giving you a clearer picture of where your money is going.

To take this a step further, I encourage you to track your emotions every time you spend. Emotions heavily influence ADHD brains, and understanding how your feelings impact your purchases can be a game-changer. Do you spend when you are bored, stressed, or looking for a dopamine boost? Recognizing these patterns can help you make intentional choices instead of impulsive ones.

Money is emotional, and for those with ADHD, those emotions can make or break our financial progress. By being aware of both your spending and the feelings behind it, you can start making changes that actually stick.

CHAT WITH ME

Taking control of your finances with ADHD doesn’t have to feel overwhelming or isolating. You deserve a plan that works for your brain—without shame, guilt, or unrealistic expectations.

If you’re ready to break free from impulsive spending, financial stress, and the cycle of feeling out of control, let’s talk. Book a free, no-obligation call to see if my ADHD-friendly financial coaching is the right fit for you. No pressure, just a friendly conversation to explore how I can help you build a system that actually works.